You lose 16% of your book every year. Most of them were savable.

PolicyHub tracks every renewal, surfaces every cross-sell, and flags every at-risk account so your retention rate stops being a leaky bucket.

16%

of policies lost annually at average agencies

THE PROBLEM

Policy renewal leakage.

Average independent agency retains only 84% of policies annually. That means 16% of revenue walks out the door every year. Acquiring a new customer costs 7-9x more than retaining one. A $1M premium agency losing 16% must write $160K in new business just to stay flat. The difference between 84% and 95% retention on a $1M book = $110K/year requiring zero acquisition cost.

THE SOLUTION

PolicyHub

Unified agency operations managing the full policy lifecycle with built-in retention intelligence.

•Policy management (records, carrier details, coverage, expiration dates)

•Renewal pipeline (90/60/30-day calendaring, automated reminders)

•Cross-sell intelligence (automatic coverage gap identification)

•Client communication hub (email/SMS for renewals, touchpoints)

•Lead & sales pipeline (inquiry to quote to bind)

•Commission tracking (schedules by carrier, agent splits, reconciliation)

•Client portal (self-service policy viewing, claims reporting)

•Retention dashboard (at-risk scoring, book-of-business analysis)

Starting at

$5,000 – $45,000 setup + $200 – $2,500/mo

THE COMPARISON

How we compare

Applied Epic charges $200-400/user/month for enterprise complexity most agencies don't need. We deliver unified policy management, renewal tracking, and retention intelligence in one system designed for 3-15 person agencies.

Solution

Price

Limitation

HawkSoft

~$85–100/user/mo

No comparative rater; limited cross-sell identification; no retention scoring

EZLynx

~$100–200/mo (custom)

Strong rater but AMS is secondary; limited commission tracking

InsuredMine

$99/user/mo

CRM only; requires separate AMS, two systems to maintain

Applied Epic

~$200–400/user/mo

Enterprise pricing/complexity; 3-6 month implementation

AgencyZoom

Pricing not public

Sales pipeline only; no policy management or commissions

★Banana Blueprint

$200 – $2,500/mo

Full system. No limitations.

HawkSoft

~$85–100/user/mo

No comparative rater; limited cross-sell identification; no retention scoring

EZLynx

~$100–200/mo (custom)

Strong rater but AMS is secondary; limited commission tracking

InsuredMine

$99/user/mo

CRM only; requires separate AMS, two systems to maintain

Applied Epic

~$200–400/user/mo

Enterprise pricing/complexity; 3-6 month implementation

AgencyZoom

Pricing not public

Sales pipeline only; no policy management or commissions

Complex

Unified metrics across multiple agency locations

Setup

$499

Monthly

+$35/mo

RELATED INDUSTRIES

Similar blueprints you might explore.

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Healthcare

The patient experience layer your EHR doesn't provide.

You lose 16% of your book every year. Most of them were savable.

Your book of business is leaking. Not because your clients hate you, but because nobody reminded them to renew, nobody noticed the coverage gap, nobody flagged the at-risk account until it was already gone. PolicyHub puts retention intelligence at the center of your agency. Every renewal tracked. Every cross-sell surfaced. Every at-risk account flagged before they start shopping. The difference between 84% retention and 95% retention is $110K/year on a $1M book. That's not new business. That's revenue you already earned.

Or email us: bbteam@bananablueprint.com